How can I avail a Credit Card against FD?

With rising consumption and purchasing power, the need for credit cards has skyrocketed in recent years. Credit cards can be very useful to cardholders. Depending on the limit of the credit card you hold, your purchasing power may be increased by several lakhs of rupees. The convenience of buying now and paying later can also help you maintain and upgrade your lifestyle without any immediate and significant financial burden. The

Mortgage Options for Low-Cash or Low-Credit Home Buyers

Buying a home is a dream for most people. For some with low credit and low income, it can seem like a pipe dream. Fortunately, there are mortgage avenues that make it much more attainable, including those listed below. FHA Loans FHA loans in Las Vegas are backed by the Federal Housing Administration. They have lower requirements than conventional loans, as you can get one with a credit score of only

7 Things To Consider Before Taking A Credit

Most times, people take credit for purchases that are more than just their basic day-to-day requirements. If you have ever wanted to buy your dream car, buy a house for your family or even plan your wedding, taking credit is a common activity that is done by the majority of the people and it is the financial support you in that crucial time. So, if you are looking to buy

What is Tap and Pay (NFC)?

Secure Authentication Using NFC, or Tap and Pay as it is more commonly known as, refers to the use of NFC tech in a smartphone to verify the authenticity of the owner. This process takes part when a consumer wishes to make a payment using their NFC capable phone at a retailer location with an enabled Point of Sale terminal. A common misconception is that NFC can be used to

Ozan SuperApp Becomes a Mastercard Member

Ozan Elektronik Para, operating as Ozan SuperApp, announces that they are a member of Mastercard as of September 2021.  With this membership, Ozan SuperApp users can now be issued their personal, Mastercard-branded Ozan debit cards. Teaming up with Mastercard, the global payment-tech pioneer Ozan SuperApp is now a member of the global payment technologies leader Mastercard, widening the extent of its financial services for its growing user base. Ozan SuperApp

Everything you need to know about SBI Credit Card Net Banking Facility

The cards provided by SBI, the country’s biggest public bank, are among the most sought after when we discuss credit cards. If anyone gets a SBI credit card, it becomes an important thing to remember to use it judiciously and to its full potential. An SBI credit cardholder can access the online services provided by SBI in a bid to do so. In order to do so, one must register

Reasons why SIP investment is a wise decision

Are you looking for ways to invest? If so, then a Systematic Investment Plan (SIP) can be the right choice. SIP is a method of investing money in mutual funds. You can opt to invest a fixed amount of money every month till you reach your desired goal. There are different plans and schemes that you can choose from depending on your convenience. Once you start a plan, the fixed

How Offices Can Make Life Easier for Employees

A lot of time is spent at the office and many people feel overwhelmed and overworked. Of course, many people love their jobs and can, in a good way, get lost in their work because they enjoy what they’re doing. That said, it’s still important for employers and businesses to take care of their employees. Here are some ways offices can make life easier for employees. Provide Proper Technology Employees can’t

4 Personal Finance Tips That Everyone Should Know

The idea behind budgeting and saving might be simple, but these are tasks that are often easier said than done, especially for those of us working with limited monetary resources. After all, it can be more than just a little challenging to stretch a modest income to cover our daily needs. But the good news is that you don’t need to make drastic changes to your lifestyle to have more

Guide to select the correct debt fund

Are you a new investor looking to invest in mutual funds? You may have learnt there are three broad types of mutual funds – equity, debt and hybrid funds. Out of these, debt mutual funds can be quite complex to invest in. There are 338 debt funds in the Rs. 24-trillion Indian mutual funds industry which can perplex you even further, especially if you are a novice. This article presents