When you want to buy a car, it is not just the car in question but you also have to consider the auto loan. Getting an auto loan is the first step towards buying a new car. But, you might end up with a high interest rate on your auto loan if you choose the conventional way of shopping. When you visit a dealership as a borrower, the dealer will
The majority of people are in debt to some extent and the main culprit seems to be overextending oneself along with the inability to repay. There is a feeling among the many debtors that they can and should have everything on offer irrespective of them being out of reach financially. Large sums of money that come their way are quickly absorbed and dwindled away on things they can easily do
As the clouds of war gathered before the start of the Great War, the ‘War to End Wars’, WWI, the pundits were predicting that any major war could not last more than a few months; the treasuries of the combatants would rapidly run out of money… This was an astute observation; war is by far the most expensive ‘activity’ that humankind can indulge in… Not only is the direct cost
Credit is essential to have in today’s world. You need to have a decent credit score for many reasons – even to rent an apartment. If your credit has been messed up, it’s in your best interest to get everything sorted out and repair the damage ASAP. No matter how bad things get with your credit reports, there is still hope. What you need to do is research the best
Digital Tax to cost Ireland €160 million per annum The tax would cost Ireland €160 million per year. It does raise questions about the pace of future FDI into Europe, and into Ireland. Of greater significance is the EU rules of establishing a digital permanent establishment (PE). The proposed new rules of taxing digital businesses could hurt the corporate tax revenues of Ireland. If a big player with European headquarters
There are bigger debts and much more serious debts than financial debts on the irresponsible use of Credit Cards. Would you like your debt situation to be healed? When I read of the astonishing and astounding amounts of money being owed in these days by individuals and families it shocks me. Many years ago our English Master at Perth Academy taught us and told us never to get into debt.
While it’s true that some businesses have a much easier time obtaining the funding they need than others, there are still a variety of options available, and it really doesn’t have to be difficult at all for you to obtain the money you need, no matter what your credit is like and what kind of business you run. There really are some easy to get business loans out there, although
Making the decision to file for Chapter 13 bankruptcy is not easy. It will impact your credit, your personal and business reputation, and even your self-image. On the other hand, it can greatly improve your quality of life in the short-term as the persistent letters and calls from debt collectors stop. In Chapter 13 bankruptcy, you make an agreement to pay back your debts in part or full over a
There is an aphorism that states “it’s not getting the right answer but asking the right question” that is crucial. Readers of this site are surely aware of blurbs like ‘real money’, ‘honest money’, ‘Fiat’ money, printed money, borrowed money… ad infinitum. Indeed, Aristotle named the desirable qualities of money; Money must be durable Money must be portable Money must be divisible Money must have intrinsic value What question were
Most people only pursue a loan when they are in dire need of obtaining funds. These funds can be used for emergencies, a new car, and even repairs to the home. Whatever the reason a person needs a loan, it can be disappointing when they get turned down. Thanks to The Equal Credit Opportunity Act, lenders are required to disclose their reasons for denying a loan application. Below are three
