Save Your Money Using Only Kotak Life Insurance Plans

Many of us believe in enjoying the current phase of life while aspiring for a better future. The better future could be for you, your family or even life after retirement. However, when it comes to the future we do not have a great deal of control over it. There could be a lot of uncertainties that one might have to face. One of the smarter ways of dealing with

How to Put Together a Balanced ISA Portfolio

Putting together a balanced ISA portfolio makes complete sense, but knowing how to go about this isn’t always easy without the aid of expert advice. Using Your ISA Allowance The current ISA allowance for the 2017/18 tax year is £20,000, up from £15,240 the previous year. According to Standard Life, any part of the allowance that is not used by 5 April can’t be used in the next year –

Simple steps for investing in share market without too many risks

Investing in stock market is going viral this time, especially for millennial people. Some great investment returns can be achieved if you know how to invest in share markets with minimum risk. Although it is a great feeling to receive good amounts in return for a small investment, it is also important to keep in mind to avoid risking too much. You need to know deeply about all the risks

You're 65 – too old to make a financial plan?

Planning for retirement is very much important to spend the golden years with great peace of mind. You can build a large corpus by contributing for retirement fund when you are young. There are various choices to make to prepare for retirement. If you too late to buy the pension plan, you should subscribe to a financial plan at the earliest. There are certain pension plans which are ideal to

Selecting Your Major

Entering college or other forms of higher education can be exciting. Where you choose to attend and what you decide to study can be a determining factor for many aspects of your life. Some people know exactly what they would like to do for a career from a very young age. However, for many, determining your major can be a difficult task. As you are deciding here are some basic


When we think of buying a new bike, most of us spend a lot of time in researching online for the best deal. We carefully consider every feature and aspect and compare them to make the right choice. Similarly, buying a right insurance for the bike also needs a lot of ground work. It’s just not your one time duty! You must ensure to renew the insurance every year to


Do you have a major purchase on your bucket list? Whether you’re in the market to purchase a car, household furnishings or build a back-yard pool, pulling out your credit cards can be a risky option. Accumulating large credit card balances can put your credit at risk and wreak havoc with your cash flow.  Follow these recommendations from the financial experts to aid in your decision making process when contemplating

Personal Debt

South African consumers are being warned to hold in tight in 2017 as statistics released by the National Treasury show that consumer debt is continuing to rise. With interest rates increasing, unemployment on the up and the economy contracting, the South Africa is officially in a recession. With levels of personal indebtedness making bad enough reading before the effects of the recession have even been felt, National Debt Advisors are

Finest Methods To Finance A Used Automotive

On this article we are going to discuss one of the best methods to finance a used automobile. After a mortgage, financing a automobile is the second largest funding most individuals make. Searching for a automobile mortgage is simply as essential as searching for the automobile.It’s a identified incontrovertible fact that new automobiles depreciate and drop in worth like a rock, as quickly as you drive them off the lot.

Auto Mortgage Rebate Vs zero% Seller Financing - Which Do You Desire and Why?

If you’re pondering of buying a brand new car, you might be confused and pissed off when confronted with deciding between a producer’s rebate and zero% financing. Even though zero% financing appears extra interesting than the previous, there is no such thing as a denying the great enchantment of utilizing a producer’s rebate as a down fee together with a low-interest price auto mortgage out of your native financial institution